Affirm

Software Engineer II (Furnishing Platform)

Poland

Not SpecifiedCompensation
Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, FintechIndustries

Software Engineer - Furnishing Platform

Position Overview

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We are looking for a highly motivated Software Engineer in our Furnishing Platform team to build scalable systems and data pipelines to power our consumer credit reporting. You will partner closely with our Product, Compliance, Servicing, and Credit teams to design robust reporting systems. The systems you will work on are vital for delivering accurate and timely data from Affirm’s financial product portfolio to Consumer Reporting Agencies. Affirm is growing fast and we want you to enable us to scale our products to 10x and beyond through building world-class systems which enable Affirm in its mission to provide honest financial products which improve lives. We are only just getting started! Come join us as we build a beloved, lasting financial services brand predicated on honesty and trust. It’s going to be an amazing ride!

Responsibilities

  • Collaborate closely with your teammates on the Furnishing Platform team, including Product Manager, Engineering Manager, Tech Leads, and fellow engineers, to deliver projects aligned with our roadmap.
  • Design, build, and maintain robust and scalable data pipelines using Apache Spark, SQL, and Airflow.
  • Consistently produce simple, elegant, and maintainable designs, writing high-quality code that’s easy to understand and build upon.
  • Work cross-functionally with engineering and partner teams to support the design, implementation, rollout, and maintenance of key initiatives.
  • Actively participate in code reviews, technical design discussions, and Scrum ceremonies.
  • Contribute to platform-level improvements in orchestration, testing, observability, and system health.

Requirements

  • 3+ years of experience as a software engineer.
  • Proven ability to take business scenarios or engineering problems and design solutions that span multiple software components.
  • Strong focus on readable, well-tested, and extensible code.
  • Comfortable navigating large codebases, debugging unfamiliar code, and giving constructive code review feedback.
  • Proficient in Python, with hands-on experience using Spark and Airflow.
  • Solid understanding of SQL, data modeling, ETL best practices, and data quality standards.

Nice to Have

  • Experience with Kotlin or Java.
  • Background in a FinTech or other regulated environment.
  • Experience with cloud platforms like AWS or GCP/Azure.
  • Interest in developer tooling, data validation, or CI/CD for data systems.

Compensation & Benefits

  • Base Pay Grade: L
  • Equity Grade: Poland 3
  • Base Pay Range (Poland): 252,000 zł - 352,000 zł per year
  • Additional Benefits:
    • Flexible Spending Wallets for tech, food and lifestyle
    • Away Days - wellness days to take off work and recharge
    • Learning & Development programs
    • Parental benefits
    • Employee Resource & Community Groups
    • Eligible for creative tax benefits, subject to applicable law and company policy
  • Total Compensation: May include monthly stipends for health, wellness, and tech spending, and benefits (including 100% subsidized medical coverage, dental, and vision for you and your dependents). Employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

Employment Type

  • Contract of Employment

Location

  • Remote Poland
  • The majority of our roles can be located anywhere in Poland.

Company Information

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is proud to be a remote-first company!


This job description is not a contractual document, and is not intended to have binding force. #LI-Remote

Skills

Apache Spark
SQL
Airflow
Data Pipelines
Scalable Systems
Code Reviews
System Design
Observability
Scrum

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters
2012Year Founded
$1,113.8MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.
Affirm faces competition from new entrants in the BNPL market.
Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.
Affirm partners with over 2,000 merchants, including major retail brands.
Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.
Affirm's $4 billion partnership with Sixth Street boosts financial stability.
Affirm's BNPL services gain traction among high-income consumers.

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