Software Engineer, Backend (Machine Learning) at Lendbuzz

Boston, Massachusetts, United States

Lendbuzz Logo
$135,000 – $145,000Compensation
Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
FinTechIndustries

Requirements

  • 3+ years of backend development experience
  • Master's degree in computer science or a related field
  • Fluency in Python, REST and relational database technology, such as PostgreSQL
  • Experience in designing and implementing APIs, with familiarity in microservices oriented architecture
  • Knowledge of testing methodologies
  • Proven ability to work independently with exceptional interpersonal skills

Responsibilities

  • Develop backend infrastructure from inception to implementation
  • Cultivate expertise across technical and business domains, steering clear of professional pigeonholing
  • Collaborate with the engineering team to design architecture and system frameworks for new product initiatives
  • Contribute to the development of event driven microservices
  • Develop internal tools and seamlessly integrate with external APIs
  • Contribute to the expansion, testing, and release of products that positively impact thousands of customers

Skills

Python
PostgreSQL
REST
APIs
microservices

Lendbuzz

Provides auto loans for international students

About Lendbuzz

Lendbuzz provides auto loans specifically designed for international students and professionals in the United States who may struggle to secure financing through traditional lenders. The company uses advanced data analytics and machine learning to evaluate the creditworthiness of borrowers, focusing on a wider range of financial and personal data rather than just credit scores. This approach allows Lendbuzz to cater to a niche market that is often overlooked by conventional financial institutions. Borrowers can apply for loans online, verify their information easily, and sign documents digitally, making the process user-friendly. Lendbuzz earns revenue by charging interest on loans and may also receive fees from car dealerships for facilitating the loan process. The goal of Lendbuzz is to make auto financing more accessible to those who typically face challenges in obtaining loans.

Boston, MassachusettsHeadquarters
2015Year Founded
$246.1MTotal Funding
LENDING_CAPITALCompany Stage
Automotive & Transportation, FintechIndustries
201-500Employees

Benefits

Dental & health insurance
401(k)
Company outings
Fitness center
Unlimited PTO
Stocked kitchen
Company issued hardware
Cool swag
Flexible working hours

Risks

Increased competition from similar fintech companies could erode Lendbuzz's market share.
Potential regulatory scrutiny on AI models may increase compliance costs.
Economic downturns could impact demand for auto loans, affecting Lendbuzz's revenue.

Differentiation

Lendbuzz uses AI to assess creditworthiness beyond traditional credit scores.
The company targets international students and immigrants, a niche underserved by traditional lenders.
Lendbuzz partners with auto dealerships to offer seamless financing solutions.

Upsides

Lendbuzz secured $100M from Japan's largest bank, enhancing its financial stability.
The U.S. auto loan market growth benefits Lendbuzz's specialized services.
Increased adoption of digital lending aligns with Lendbuzz's user-friendly application process.

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