Senior Software Engineer, Backend (Identity)

United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Requirements

4+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin. Experience building highly available distributed systems with AWS, MySQL, and Kubernetes. Demonstrated ability to define a technical plan for delivering a significant feature or system component with an elegant, simple, and extensible design. Track record of writing high quality code that is easily understood and reused by others. Proven ability to make significant changes in a large code base and develop tools and practices to do so safely. Strong ownership mindset with proactive feedback-seeking from teammates, managers, and stakeholders. Excellent verbal and written communication skills for collaboration with a global engineering team. Equivalent practical experience or a Bachelor’s degree in a related field.

Responsibilities

Own and deliver quarterly goals for the team and lead engineers through ambiguity to solve open-ended problems while ensuring teammates are supported. Collaborate with product management, design, and analytics to ideate, articulate technical constraints, and make risk-aware trade-off decisions. Proactively identify, advocate for, and solve project, process, technology, or business issues. Support operations and availability of the team’s artifacts by creating and monitoring metrics, escalating when needed, and contributing to on-call efforts. Foster a culture of quality and ownership by setting or improving code review and design standards and promoting them beyond the team through writing and tech talks. Help develop team members by providing feedback and leading by example.

Skills

Python

Kotlin

Backend development

Distributed systems

High-availability

Low-latency

On-call

Backend architecture

API design

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters

2012Year Founded

$1,113.8MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses

Supportive communities: Get involved with our employee resource groups and community groups

Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country

Generous time off: Take the time you need when life happens

Health benefits: Get a plan that fits your needs

Mental healthcare: Take care of your mind with great mental health programs

Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.

Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.

Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.

Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.

Affirm faces competition from new entrants in the BNPL market.

Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.

Affirm partners with over 2,000 merchants, including major retail brands.

Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.

Affirm's $4 billion partnership with Sixth Street boosts financial stability.

Affirm's BNPL services gain traction among high-income consumers.

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