[Remote] Senior Software Engineer, Backend (Identity) at Affirm

United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Requirements

+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin. Experience building highly available distributed systems with AWS, MySQL, and Kubernetes. Demonstrated ability to define a technical plan for delivering a significant feature or system component with an elegant, simple, and extensible design. Track record of writing high quality code that is easily understood and reused by others. Proven ability to make significant changes in a large code base and develop tools and practices to do so safely. Strong ownership mindset with proactive feedback-seeking from teammates, managers, and stakeholders. Excellent verbal and written communication skills for collaboration with a global engineering team. Equivalent practical experience or a Bachelor’s degree in a related field.

Skills

Key technologies and capabilities for this role

PythonKotlinBackend developmentDistributed systemsHigh-availabilityLow-latencyOn-callBackend architectureAPI design

Questions & Answers

Common questions about this position

What is the pay and equity grade for this position?

The position is Pay Grade - N and Equity Grade - 8. Employees new to Affirm typically come in at the start of the pay range, with a simple and transparent pay structure.

Is this a remote position or does it require office work?

This information is not specified in the job description.

What technical skills are required for this Senior Software Engineer role?

Candidates need 4+ years of experience designing and developing backend systems at scale using Python or Kotlin, building highly available distributed systems with AWS, MySQL, and Kubernetes, and defining technical plans for significant features with elegant designs.

What does the team culture look like at Affirm for this role?

The role emphasizes fostering a culture of quality and ownership by setting code review and design standards, advocating for them, and supporting team growth through feedback, guidance, and leading by example.

What makes a strong candidate for this position?

Strong candidates demonstrate ownership of their growth by proactively seeking feedback, have strong communication skills for global collaboration, and either have equivalent practical experience or a Bachelor’s degree in a related field.

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters

2012Year Founded

$1,113.8MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses

Supportive communities: Get involved with our employee resource groups and community groups

Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country

Generous time off: Take the time you need when life happens

Health benefits: Get a plan that fits your needs

Mental healthcare: Take care of your mind with great mental health programs

Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.

Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.

Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.

Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.

Affirm faces competition from new entrants in the BNPL market.

Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.

Affirm partners with over 2,000 merchants, including major retail brands.

Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.

Affirm's $4 billion partnership with Sixth Street boosts financial stability.

Affirm's BNPL services gain traction among high-income consumers.

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