Lendtable

Senior PHP Engineer (UK)

London, England, United Kingdom

Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Consumer FinanceIndustries

Senior PHP Engineer

Employment Type: Full-Time Location Type: Remote

About Lendable

Lendable is on a mission to make consumer finance amazing: faster, cheaper, and friendlier. We're building one of the world’s leading fintech companies and are off to a strong start:

  • One of the UK’s newest unicorns with a team of just over 500 people.
  • Among the fastest-growing tech companies in the UK.
  • Profitable since 2017.
  • Backed by top investors including Balderton Capital and Goldman Sachs.
  • Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot).

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards, and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to:

  • Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1.
  • Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo.
  • Build the best technology in-house, using new data sources, machine learning, and AI to make machines do the heavy lifting.

About the Role

We're looking for Senior PHP Engineers to join our Zable Card, Autolend, Lendable Loans, and Internal Tools teams!

Our engineering organisation is home to over 140 talented engineers across backend, frontend, mobile, and platform disciplines. You'll have the opportunity to work on everything from building and integrating new APIs to enhance the customer journey, to optimising our lending platforms, and engaging in deep architectural discussions. There's plenty to tackle, and we're excited to find the right people to take on the challenge.

Tech Stack

  • Backend: PHP 8, Symfony, AWS, MySQL, RabbitMQ, Docker, Kubernetes
  • Other: Jenkins and Github Actions (we deploy to production as soon as we finish a feature), Behat, PHPUnit, Jest, Selenium, and Detox for automated testing.

What We're Looking For

  • Strong, modern PHP development experience (PHP 8.0+ is a must).
  • A good understanding of a modern PHP framework like Symfony or Laravel.
  • Any experience with Domain Driven Design, Message-Driven Systems, and Event Sourcing would be a plus.
  • Experience with microservices would be a plus.
  • Strong automatic testing skills (unit, integration, functional).
  • A keen desire to learn and input into a highly collaborative team.
  • If you’ve worked in a cross-functional environment, it would be a plus but not needed.

Interview Process

  1. A quick phone call with one of the team.
  2. A short coding exercise to complete in your own time.
  3. Onsite or Video Interview:
    • Discuss the exercise you completed.
    • Meet the team you’ll work with daily.

Life at Lendable

  • The opportunity to scale up one of the world’s most successful fintech companies.
  • Best-in-class compensation, including equity.
  • You can work from home every Monday and Friday if you wish - on the other days, we all come together IRL to be together, build and exchange ideas.
  • Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.
  • We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance.
  • We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London.

Check out our blog!

Skills

PHP 8
Symfony
AWS
MySQL
RabbitMQ
API development
Lending platforms
Architecture

Lendtable

Provides credit lines for retirement contributions

About Lendtable

Lendtable helps employees increase their long-term wealth by providing lines of credit for retirement and employee stock purchase plans (ESPP). This service allows employees to contribute to their 401(k) plans or ESPPs without reducing their take-home pay, enabling them to take full advantage of employer matching contributions. The application process is straightforward, and Lendtable earns revenue through fees on the credit extended. The company's goal is to maximize retirement savings for employees of large corporations while keeping their monthly budgets intact.

San Francisco, CaliforniaHeadquarters
2020Year Founded
$22.5MTotal Funding
SERIES_ACompany Stage
Fintech, Financial ServicesIndustries
11-50Employees

Risks

Rising interest rates may increase Lendtable's cost of capital.
Increased competition from fintech startups could erode Lendtable's market share.
Regulatory scrutiny on retirement-focused financial products could impact Lendtable.

Differentiation

Lendtable offers unique credit lines for 401(k) and ESPP contributions.
The company targets employees of Fortune 500 companies for its services.
Lendtable's model allows wealth-building without reducing take-home pay.

Upsides

Increased employer interest in financial wellness boosts demand for Lendtable's services.
SECURE 2.0 Act encourages higher retirement savings, benefiting Lendtable.
Growing ESPP offerings align with Lendtable's focus on stock purchase plans.

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