Senior Manager, Data Science - Credit Model Review at Capital One

McLean, Virginia, United States

Capital One Logo
Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Banking, FintechIndustries

Requirements

  • Currently has, or is in the process of obtaining, a Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or related) plus 7 years of experience performing data analytics
  • Or a Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or related) or an MBA with a quantitative concentration plus 5 years of experience performing data analytics
  • Or a PhD in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or related) plus 2 years of experience performing data analytics
  • At least 2 years of experience (inferred from context)
  • Innovative: continually research and evaluate emerging technologies, stay current on state-of-the-art methods
  • Creative: thrive on defining big problems, ask questions, push for answers, share new ideas
  • Technical: comfortable with open-source languages, passionate about development, hands-on experience with data science solutions using open-source tools and cloud platforms
  • Statistically-minded: built, validated, and backtested models; interpret confusion matrix or ROC curve; experience with clustering, classification, sentiment analysis, time series, deep learning

Responsibilities

  • Partner with a cross-functional team of data scientists, software engineers, and product managers to deliver a product customers love
  • Leverage technologies (Python, Conda, AWS, H2O, Spark, etc.) to reveal insights in huge volumes of numeric and textual data
  • Build statistical and machine learning models to challenge models in production
  • Flex interpersonal skills to translate complex work into tangible business goals

Skills

Python
Conda
AWS
H2O
Spark
Statistics
Machine Learning
Software Engineering
Data Science
Credit Risk Management

Capital One

Offers diverse financial products and services

About Capital One

Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.

McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program

Risks

Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.

Differentiation

Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.

Upsides

Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.

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