PayPal

Senior Data Scientist, Credit Modeling

Remote

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Technology, Credit Risk, Data ScienceIndustries

Requirements

Candidates should possess 8+ years of software engineering experience and a proven track record of successfully architecting and taking machine learning systems to production, along with experience designing and building multiple complex, scalable, high throughput, low latency streaming/batch processing machine learning pipelines for both data flows and algorithm execution. They should also demonstrate the ability to explain and present analyses and machine learning concepts to a broad technical audience, and exhibit an extreme bias towards action.

Responsibilities

The Senior Data Scientist will drive a roadmap that applies Machine Learning technologies to content discovery, engagement, recommendation, prediction, and risk underwriting, collaborating with the leadership team to identify opportunities for using ML and driving solutioning in areas of Credit. They will work with stakeholders to showcase the benefits of utilizing the system and drive product adoption, designing scalable and deployable machine learning solutions, defining performance and validation metrics, and coaching the team to achieve these goals, while introducing and owning the process of model building and the infrastructure behind it.

Skills

Machine Learning
Credit Modeling
Risk Prediction
ETL
Model Deployment
High-Throughput Systems
Low-Latency Systems
Data Engineering
Model Validation
Performance Metrics
Stakeholder Collaboration

PayPal

Digital payments platform for various clients

About PayPal

PayPal offers a digital payments platform that allows users to conduct online transactions, mobile payments, and peer-to-peer transfers. It generates revenue primarily through transaction fees charged to merchants and provides various services for individual consumers, small to medium-sized businesses, and large enterprises. PayPal distinguishes itself from competitors by offering a wide range of secure financial services tailored to different client needs. The company's goal is to create a convenient and secure digital payments experience for all users.

Key Metrics

San Jose, CaliforniaHeadquarters
1998Year Founded
$188.7MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

A Stanford Navigator helps employees research providers and health conditions, and make informed decisions about health care
Advance Medical is available for all employees who are looking for a world-class specialist to provide an expert medical opinion for treatment plans
Stock Purchase Plans
Retirement Savings and Pension Plans
Stock Awards
Life Insurance and Disability Benefits
Paid Time Off
Four Weeks Paid Sabbatical for every Five Years of Service
Educational and Professional Development benefits
Matching Gifts & Volunteerism Opportunities
Matching Gifts
Skills-Based Volunteering
Green Teams
GIVE Teams

Risks

Lawsuits over Honey's practices could damage PayPal's reputation.
Allegations of racial discrimination may lead to legal challenges.
Stablecoin expansion may expose PayPal to regulatory scrutiny.

Differentiation

PayPal Ventures accelerates market entry for innovative financial solutions.
PayPal offers a versatile platform for diverse clients, from individuals to large enterprises.
PayPal's revenue model includes transaction fees, currency conversion, and financial services.

Upsides

Increased stablecoin adoption enhances PayPal's digital payment capabilities.
Growing DeFi interest boosts PayPal's integration with blockchain systems.
New 'Money Pooling' feature taps into the expanding split payments market.

Land your dream remote job 3x faster with AI