Earnest

Security Operations Lead

San Francisco, California, United States

Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Technology, HealthcareIndustries

Position Overview

  • Location Type: Hybrid (San Francisco Bay Area, with monthly travel to Oakland)
  • Job Type: Full-time
  • Salary: Not specified

Earnest is dedicated to making higher education accessible and affordable. We provide tools for student loan management, scholarships, and refinancing. The Security Operations Lead will oversee the company's security monitoring and incident response operations. This role involves leading the development of detection logic, responding to security events, managing threat intelligence, and mentoring junior team members.

Requirements

  • Experience: 8+ years of cybersecurity operations experience.
  • Leadership Experience: 2+ years in a formal leadership or program ownership role (SOC, IR, etc.).
  • Cloud Expertise: Expertise in modern cloud environments (e.g., AWS), Kubernetes, Linux, and SaaS applications.
  • Tool Proficiency: Proficient in tools such as SIEM, EDR/XDR, SOAR, IDS/IPS, vulnerability scanners, and threat intel platforms.
  • Industry Experience: Experience responding to security incidents in regulated industries (e.g., fintech, healthcare).
  • Communication & Leadership: Strong communication and leadership skills, including the ability to lead complex incidents and present findings to executive audiences.
  • Regulatory Knowledge: Knowledge of regulatory standards such as SOC 2, GLBA, SOX, NY DFS, etc.
  • Certifications (Preferred): GCIH, GCIA, GCFA, GREM, or CISSP.

Responsibilities

  • Oversee Earnest’s security monitoring and incident response operations, ensuring rapid detection and containment of threats.
  • Lead the development and tuning of detection logic, response workflows, and vulnerability management across the cloud-native environment.
  • Serve as incident commander during security events, coordinating cross-functional teams and managing communications with key stakeholders.
  • Manage the threat intelligence program and proactively conduct threat hunting based on emerging indicators and TTPs.
  • Partner with engineering, infrastructure, and compliance teams to embed security into day-to-day operations and maintain audit readiness.
  • Mentor and guide junior team members, helping to build a resilient, high-performing security operations function.

Even Better (Bonus Skills)

  • Experience in fintech or another highly regulated environment.
  • Background in digital forensics, malware analysis, or adversary emulation.
  • Familiarity with frameworks like MITRE ATT&CK or OSC&R.

Company Information

Earnest is committed to empowering students with financial support and supercharging their ability to pay down their debt.

Application Instructions

  • Not specified in the provided text. (Please refer to Earnest's career website for application details).

Skills

Cybersecurity Operations
Security Monitoring
Incident Response
Detection Logic Development
Threat Intelligence
Cloud Environments (AWS)
Kubernetes
Linux
SaaS Applications
SIEM
EDR/XDR
SOAR
IDS/IPS
Vulnerability Scanners
Threat Intel Platforms
Regulatory Standards (SOC 2, GLBA, SOX, NY DFS)
Leadership
Communication
Incident Management

Earnest

Provides low-interest student and personal loans

About Earnest

Earnest provides financial services focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer low-interest rates tailored to individual needs. Clients can select flexible repayment plans that suit their financial circumstances, making it easier to manage their debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their educational and personal debt.

San Francisco, CaliforniaHeadquarters
2013Year Founded
$123.5MTotal Funding
ACQUISITIONCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
401(k) Company Match
Home Office Stipend
Phone/Internet Stipend
Tuition Reimbursement
Paid Vacation
Parental Leave
Company Equity

Risks

Increased competition from fintech startups could erode market share.
Rising interest rates may decrease demand for refinancing options.
Potential regulatory changes could increase operational costs.

Differentiation

Earnest uses data-driven underwriting beyond traditional credit scores.
Offers flexible repayment plans tailored to individual financial situations.
Maintains a digital-first approach for loan applications and management.

Upsides

Increased demand for digital financial services boosts Earnest's online platform.
Alternative credit scoring models support Earnest's data-driven approach.
Growing trend of student loan refinancing aligns with Earnest's core offerings.

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