EarnIn

Product Security Engineer

United States

$139,200 – $170,200Compensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Financial ServicesIndustries

Requirements

Candidates must have a Bachelor's degree or equivalent industry experience, with at least 3 years of experience running or contributing to a vulnerability management program at scale. They should also possess 3+ years of professional software development experience in languages like Python, Java, or JavaScript, with a proven ability to evaluate code quality and provide security guidance. Experience automating vulnerability management through scripting and APIs, a strong understanding of application and cloud security principles including OWASP and threat modeling, proficiency with vulnerability scanning tools, and knowledge of containerized environments (Docker, Kubernetes) and cloud platforms (AWS preferred) are essential. The ability to work cross-functionally and strong communication skills are also required.

Responsibilities

The Product Security Engineer will lead and evolve the vulnerability management program, manage day-to-day program operations including triage and remediation, and partner with engineering teams to review security weaknesses and provide secure development guidance. They will also lead security architecture reviews, guide threat modeling exercises, support the bug bounty program, and stay current on the evolving vulnerability landscape. Additionally, the role involves contributing to security best practices, guidelines, documentation, and training.

Skills

Vulnerability Management
Threat Modeling
Secure Development Practices
Architecture Reviews
Bug Bounty Programs
Risk Assessment
Security Weaknesses
Remediation

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters
2012Year Founded
$184.9MTotal Funding
SERIES_CCompany Stage
FintechIndustries
201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.
Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.
Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.
Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company *you* want to work at (more on that below).
Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.
Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.
Increased competition in early wage access may impact Earnin's market share.
Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.
Users choose their payment amount, fostering a community-driven financial model.
Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.
Recognition as Best Payments App highlights Earnin's fintech innovation.
Partnerships with gig platforms could expand Earnin's user base.

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