State Manager - Insurance

Salary: $105K - $140K Location Type: Remote Employment Type: Full-Time

Position Overview

Kin is revolutionizing the insurance industry by creating a smarter, faster, and customer-centric experience. We utilize intelligent pricing, offer seamless bundling, and simplify every interaction, from purchase to claims, particularly for markets often overlooked by traditional insurers. Our mission is to empower individuals to protect what matters most, starting with their homes and expanding to all they value, in a world facing climate risks, rising costs, and outdated systems. Our rapid growth, significant investor backing, and industry recognition, including accolades from Built In Chicago, Forbes, Inc. 5000, and Forbes' Fintech 50, are testaments to our innovative approach and dedicated team. We are seeking forward-thinking, inspired individuals to join us in achieving our mission.

Role Description

We are seeking a strategic and results-driven State Manager to join our Insurance team. This role is crucial for driving profitable growth across new and existing markets. You will leverage your industry expertise to develop and manage state-specific insurance products, ensuring competitive pricing, robust underwriting practices, and adherence to all regulatory requirements.

You will be responsible for the entire product lifecycle, from initial market research and data analysis to go-to-market planning and execution. This involves close collaboration with actuarial, claims, distribution, and other cross-functional teams to develop integrated strategies that align with our financial objectives and customer needs. Your insights will be key in identifying market gaps and shaping innovative solutions that maintain Kin's leadership in the home insurance sector.

A Day in the Life Could Include:

• Owning the Profit & Loss (P&L) for multiple states and driving business growth across all insurance lines.
• Executing state and product strategies to optimize customer experience, retention, conversion, and pricing.
• Analyzing data and feedback to refine coverage offerings, streamline the application process, and enhance customer satisfaction.
• Collaborating with technology teams to improve agent and customer experiences.
• Managing projects from planning through execution, ensuring high-quality outcomes.
• Navigating regulatory approvals and filing necessary changes.
• Identifying opportunities to automate and improve internal processes.
• Serving as a company expert on state-specific insurance markets, regulations, and competitive landscapes.
• Acting as a key liaison between insurance product and cross-functional teams, aligning goals and influencing decisions.
• Defining product-market fit by leveraging customer insights to enhance offerings.

Necessary Skills and Experience:

• 3+ years of relevant insurance product experience.
• 4+ years of functional experience.
• Bachelor’s degree in business management, mathematics, finance, actuarial science, accounting, economics, engineering, or another quantitative discipline.
• Prior insurance product management experience with a deep understanding of state P&Ls, insurance regulations, and product requirements.
• Proven ability to adapt to fast-paced environments and quickly grasp new concepts and technologies.
• Strong communication skills, with the ability to collaborate effectively across teams and influence stakeholders.
• Excellent project management and time management skills.
• Strong analytical and problem-solving abilities, including experience with rate-making, forecasting, modeling, and competitive analysis.

Benefits

We offer a comprehensive benefits program, allowing you to choose the benefits that are best for you and your family, including:

• Medical, Dental, Vision
• Life Insurance
• Short and Long Term Disability Insurance options
• Employee Assistance Program
• Elective voluntary benefits