Lendtable

PHP Engineer (US)

Remote

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Consumer FinanceIndustries

Senior PHP Engineer

Employment Type: Full-Time Location Type: Remote

Position Overview

Lendable is seeking a Senior PHP Engineer to join our vibrant engineering organization. This role is crucial for innovating and building upon our cutting-edge lending platforms. You will be involved in a wide range of projects, including API development, integration, and architectural discussions, contributing significantly to the future of our products.

About Lendable

Lendable's mission is to make consumer finance faster, cheaper, and friendlier. We are one of the UK's newest unicorns, with a team of over 600 people and recognized as one of the fastest-growing tech companies in the UK. Profitable since 2017 and backed by top investors, we pride ourselves on exceptional customer reviews. We have successfully rebuilt core consumer finance products like loans, credit cards, and car finance, enabling customers to access funds in minutes. We are expanding into the UK and US markets, aiming to transform the financial products currently dominated by dated systems.

Why Join Lendable?

  • Ownership: Take ownership of broad responsibilities and make impactful decisions from day one.
  • Exceptional Team: Work in small teams with highly resourceful individuals dedicated to finding smarter solutions.
  • Innovation: Build cutting-edge technology in-house, leveraging new data sources, machine learning, and AI.

Responsibilities

  • Build and integrate new APIs to enhance the customer journey.
  • Optimize existing lending platforms.
  • Engage in deep architectural discussions to shape product development.
  • Contribute to a collaborative engineering environment.

Our Modern Tech Stack

  • Backend: PHP 8, Symfony, AWS, PostgreSQL, RabbitMQ, Docker, Kubernetes
  • CI/CD: GitHub Actions, ArgoCD
  • Testing: Behat, PHPUnit

What We're Looking For

  • Modern PHP Expertise: Strong, business-oriented engineer with modern PHP development experience (PHP 8.0+). Fluency in the latest PHP features and best practices is essential.
  • Framework Proficiency: Solid grasp of a modern PHP framework such as Symfony or Laravel.
  • Desirable Skills:
    • Experience with Domain Driven Design, Message-Driven Systems, and Event Sourcing.
    • Familiarity with microservices architecture.
    • Experience working on financial systems.
  • Quality Focus: Excellent automated testing skills (unit, integration, functional).
  • Collaboration & Growth: A genuine desire to learn, collaborate, and contribute ideas within a highly collaborative team.
  • Ownership: High degree of ownership and autonomy.
  • Cross-functional Experience: Experience in a cross-functional environment is a plus.

Interview Process

  1. Phone Call: A brief introductory call with a team member.
  2. Coding Exercise: A practical coding task to be completed at your convenience.
  3. Technical Interview: Discussion of your coding exercise and deeper technical assessment.
  4. Culture Add Interview: Assessment of your fit within the Lendable team.

Life at Lendable

  • Opportunity to scale one of the world’s most successful fintech companies.
  • Best-in-class compensation, including equity.
  • Hybrid Work Model: Work from home on Mondays and Fridays. On Tuesdays, Wednesdays, and Thursdays, team members based in the UK collaborate in our Shoreditch, London office to build and exchange ideas.
  • Office Amenities: A fully stocked kitchen providing breakfast, lunch, snacks, and drinks in the office.

Skills

PHP
API development
System architecture
Lending platforms
Data analysis
Machine learning
AI

Lendtable

Provides credit lines for retirement contributions

About Lendtable

Lendtable helps employees increase their long-term wealth by providing lines of credit for retirement and employee stock purchase plans (ESPP). This service allows employees to contribute to their 401(k) plans or ESPPs without reducing their take-home pay, enabling them to take full advantage of employer matching contributions. The application process is straightforward, and Lendtable earns revenue through fees on the credit extended. The company's goal is to maximize retirement savings for employees of large corporations while keeping their monthly budgets intact.

San Francisco, CaliforniaHeadquarters
2020Year Founded
$22.5MTotal Funding
SERIES_ACompany Stage
Fintech, Financial ServicesIndustries
11-50Employees

Risks

Rising interest rates may increase Lendtable's cost of capital.
Increased competition from fintech startups could erode Lendtable's market share.
Regulatory scrutiny on retirement-focused financial products could impact Lendtable.

Differentiation

Lendtable offers unique credit lines for 401(k) and ESPP contributions.
The company targets employees of Fortune 500 companies for its services.
Lendtable's model allows wealth-building without reducing take-home pay.

Upsides

Increased employer interest in financial wellness boosts demand for Lendtable's services.
SECURE 2.0 Act encourages higher retirement savings, benefiting Lendtable.
Growing ESPP offerings align with Lendtable's focus on stock purchase plans.

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