PHP Engineer (US)

Remote

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Consumer FinanceIndustries

Requirements

Candidates must have strong, business-oriented modern PHP development experience, specifically with PHP 8.0+ and a modern PHP framework like Symfony or Laravel. Experience with Domain Driven Design, Message-Driven Systems, and Event Sourcing is a significant plus, as is familiarity with microservices architecture and financial systems. Excellent automated testing skills (unit, integration, functional) are essential, along with a genuine desire to learn, collaborate, and contribute ideas in a highly collaborative team environment. A high degree of ownership and autonomy is also required.

Responsibilities

The Senior PHP Engineer will be a key player in the engineering organization, innovating and contributing to a wide range of projects. This includes building and integrating new APIs, optimizing lending platforms, and engaging in deep architectural discussions to shape the future of products. The role involves working with modern PHP, Symfony, AWS, PostgreSQL, RabbitMQ, Docker, and Kubernetes, utilizing GitHub Actions and ArgoCD for CI/CD, and employing Behat and PHPUnit for testing.

Skills

PHP

API development

System architecture

Lending platforms

Data analysis

Machine learning

Lendtable

Provides credit lines for retirement contributions

About Lendtable

Lendtable helps employees increase their long-term wealth by providing lines of credit for retirement and employee stock purchase plans (ESPP). This service allows employees to contribute to their 401(k) plans or ESPPs without reducing their take-home pay, enabling them to take full advantage of employer matching contributions. The application process is straightforward, and Lendtable earns revenue through fees on the credit extended. The company's goal is to maximize retirement savings for employees of large corporations while keeping their monthly budgets intact.

San Francisco, CaliforniaHeadquarters

2020Year Founded

$22.5MTotal Funding

SERIES_ACompany Stage

Fintech, Financial ServicesIndustries

11-50Employees

Risks

Rising interest rates may increase Lendtable's cost of capital.

Increased competition from fintech startups could erode Lendtable's market share.

Regulatory scrutiny on retirement-focused financial products could impact Lendtable.

Differentiation

Lendtable offers unique credit lines for 401(k) and ESPP contributions.

The company targets employees of Fortune 500 companies for its services.

Lendtable's model allows wealth-building without reducing take-home pay.

Upsides

Increased employer interest in financial wellness boosts demand for Lendtable's services.

SECURE 2.0 Act encourages higher retirement savings, benefiting Lendtable.

Growing ESPP offerings align with Lendtable's focus on stock purchase plans.

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