Nirvana Insurance

Claims Adjuster - Bodily Injury

Remote

Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Commercial InsuranceIndustries

Job Description: Claims Adjuster


Position Overview

  • Location Type: Remote (Southern, Midwest, and Northeast US)
  • Employment Type: Full-Time
  • Salary: Not specified

Nirvana is a company focused on revolutionizing commercial insurance through data-driven predictive models. They utilize IoT data to better understand and price risk, offering personalized risk scoring, faster underwriting, modernized claims, and proactive insights. The company has experienced significant growth, reaching over $100 million in premiums and doubling year over year. They are seeking a Claims Adjuster to contribute to the growth of their claims organization.


Requirements

  • 7+ years of experience in commercial auto claim adjudication.
  • At least 5 years handling injury severity losses.
  • At least 2 years of carrier commercial claims experience.
  • Experience handling claims up to $500k FDV (For Direct Value).
  • Experience in Active adjuster’s license in home or designated home state.

Responsibilities

  • Analyze coverage based on the facts of the loss.
  • Make informed liability decisions, including the consideration of comparative negligence.
  • Collaborate with claims leadership on severity losses, reserve adjustments, and claim evaluations.
  • Evaluate settlement demands.
  • Negotiate settlements with first and third-party claimants as well as attorneys.
  • Utilize data available to drive focus on claim trends.
  • Handle special projects or additional duties assigned related to your role as an individual contributor of the claims organization.

Company Information

  • Company: Nirvana
  • Mission: To harness the power of data to revolutionize commercial insurance and enable a safer world.
  • Industry: Commercial Insurance
  • Funding: $170+ million raised (Series C round in January 2025)
  • VCs: Lightspeed, General Catalyst, Valor
  • Leadership: Experienced leaders from Samsara, Rubrik, and Flexport, with industry veterans from Hiscox, The Hartford, and RLI.
  • Location: Distributed team with offices in San Francisco, CA & Columbus, OH. Open to candidates in the Southern, Midwest, and Northeast regions of the United States.

Skills

Claim Adjudication
Commercial Auto Claims
Injury Severity
Liability Decisions
Comparative Negligence
Settlement Negotiation
Data Analysis
Reserve Adjustments
Claim Evaluations

Nirvana Insurance

Data-driven trucking insurance solutions provider

About Nirvana Insurance

Nirvana Insurance provides specialized insurance solutions for the trucking industry, focusing on safety and efficiency. Their services utilize data to offer fast quotes and proactive protection, helping businesses save money while enhancing safety measures. Unlike traditional insurance providers, Nirvana Insurance operates as an independent insurance producer, allowing them to access multiple insurance companies and offer competitive rates and comprehensive coverage. Their online application process is streamlined, enabling clients to obtain coverage in under 10 minutes, and they ensure hassle-free claims handling through experts in transportation. The company aims to modernize the insurance experience by making it more straightforward and equitable, with policies backed by reputable reinsurance partners.

San Francisco, CaliforniaHeadquarters
2020Year Founded
$79.8MTotal Funding
SERIES_BCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
401(k) Company Match
Unlimited Paid Time Off
Remote Work Options
Home Office Stipend
Wellness Program

Risks

Increased competition from AI-driven insurtech companies may erode market share.
Dependence on third-party tech providers like Ascend poses operational risks.
Regulatory changes in the trucking industry could impact insurance needs and costs.

Differentiation

Nirvana leverages telematics for personalized, dynamic pricing in fleet insurance.
AI-driven claims processing reduces time and cost, enhancing customer satisfaction.
Nirvana's independent producer model offers competitive rates and best-in-class coverage.

Upsides

Partnership with Ascend enhances billing efficiency and customer experience.
$57M Series B funding boosts Nirvana's growth and innovation capacity.
Telematics integration aligns with the trend towards usage-based insurance models.

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