Zest AI improves the lending process for financial institutions by using artificial intelligence to enhance credit risk assessment. Its software employs advanced algorithms and machine learning to help lenders make more accurate credit decisions, identifying potential borrowers who might be missed by traditional scoring methods. This approach allows lenders to approve more loans while managing risk effectively by pinpointing the riskiest borrowers and replacing them with more creditworthy candidates. Zest AI's software also adapts to changes in the lending landscape, providing insights that help lenders seize new opportunities. A key aspect of Zest AI's mission is to promote financial inclusion by making lending fairer and more accessible, ultimately increasing loan approval rates and improving profitability for lenders.