About Theorem
Theorem Marketplace Lending specializes in investing in loans from online lenders by using data science and machine learning. The company analyzes large datasets to identify loans that are likely to be repaid, combining quantitative analysis with credit insights. This method allows Theorem to focus on loans with lower default risks, such as wedding loans, which have a higher repayment likelihood compared to business loans. Theorem manages over $1 billion in assets for various clients, including endowments and pension funds, and generates returns through investment funds that pool client capital. Unlike traditional investment firms, Theorem's approach is data-driven, aiming to provide strong, short-duration yields across different economic conditions.