SoFi provides a variety of financial services aimed at helping individuals manage their money effectively. Its offerings include home loans, personal loans, student loan refinancing, credit cards, and investment options, along with financial and estate planning services. SoFi's platform is designed to be user-friendly and mobile-first, making it easier for over 7.5 million members to access and utilize these services. Unlike many traditional financial institutions, SoFi combines multiple financial products under one roof, encouraging users to engage with various services, which helps the company generate revenue through interest, fees, and management charges. The goal of SoFi is to create a welcoming environment that empowers individuals to achieve their financial goals while simplifying complex financial decisions through educational resources.