Point.com provides financial services that allow homeowners to access cash by leveraging their home equity without the need for monthly payments, income verification, or a perfect credit score. Their model is based on partnerships, meaning they do not take ownership of the home but instead share in its value when the homeowner sells, buys back equity, or refinances. This approach enables homeowners to maintain full control of their property while accessing funds for debt elimination, large expenses, or personal projects. Point.com distinguishes itself from competitors through its focus on customer service, receiving positive feedback for its efficient processes and responsiveness. The company's goal is to offer flexible financial solutions that empower homeowners to achieve financial freedom.