Plaza Home Mortgage

Mortgage lending and loan servicing solutions

San Diego, California, United States

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About Plaza Home Mortgage

Plaza Home Mortgage provides a range of mortgage products, including conventional loans, FHA loans, VA loans, and specialized options like home equity and reverse mortgages. They operate through Wholesale lending, partnering with brokers for tailored solutions, and Correspondent lending, assisting banks in managing their loan portfolios. The company generates revenue from origination and servicing fees and has reintroduced the Solutions Non-QM program to serve borrowers outside traditional criteria. Their goal is to enhance client relationships through education and continuous improvement.

San Diego, CaliforniaHeadquarters
2000Year Founded
N/ACompany Stage
Financial ServicesIndustries
501-1,000Employees

Benefits

Hybrid Work Options

Risks

Increased competition in Non-QM market could pressure Plaza Home Mortgage's profit margins.
Rising interest rates may decrease refinancing activities, impacting origination fee revenue.
Potential stricter regulations on Non-QM loans pose compliance risks for the company.

Differentiation

Plaza Home Mortgage offers a wide range of loan products, including Non-QM loans.
The company operates through Wholesale and Correspondent lending channels for diverse client needs.
Plaza Home Mortgage emphasizes client education and technology enhancements for competitive advantage.

Upsides

Increased demand for Non-QM loans offers growth opportunities for Plaza Home Mortgage.
Digital mortgage solutions align with borrower preferences, enhancing customer experience.
Expansion of reverse mortgage market provides opportunities to leverage home equity for retirees.