Plastiq provides a payment platform that enables businesses and individuals to pay various bills and expenses using credit cards, even when the recipient does not accept credit card payments. This service is useful for managing cash flow, as it allows users to leverage their credit lines for payments that typically require cash or checks, such as rent, taxes, and supplier invoices. Users can also earn rewards points on their credit cards, which can help offset other costs. Plastiq charges a transaction fee for each payment processed, which is competitive in the financial services market. The platform integrates with accounting software like QuickBooks Online, making it easier for users to track their expenses. Plastiq aims to provide financial flexibility and efficiency in payment management for a diverse range of clients.