Pipe

Fintech platform for accessing business capital

Miami, Florida, United States

About Pipe

Pipe.com provides a platform that helps small to mid-size businesses access capital quickly and easily. The platform allows businesses to unlock funding with just one click, charging a flat fee that adjusts based on the business's sales. This flexibility makes it suitable for companies with varying income levels. Unlike traditional financing methods that often involve long approval processes and strict requirements, Pipe.com uses secure live data to evaluate a business's health, ensuring an unbiased approach to funding. This data-driven method has enabled over 23,000 business owners to obtain capital without giving up equity, as businesses can convert their revenue into upfront capital without personal warrants or covenants. The goal of Pipe.com is to streamline the capital access process for entrepreneurs, making it more efficient and less burdensome.

Miami, FloridaHeadquarters
2019Year Founded
$307.4MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
Flexible Work Hours
Parental Leave

Risks

Increased competition from fintech startups may dilute Pipe's market share.
Partnership with GoCardless may expose Pipe to UK regulatory challenges.
Reliance on Peach Finance's infrastructure poses operational risks if disruptions occur.

Differentiation

Pipe offers a unique platform for trading recurring revenue streams.
The company provides capital access without equity dilution or personal guarantees.
Pipe uses secure live data to assess business health for unbiased financing.

Upsides

Partnership with GoCardless expands Pipe's reach in the UK market.
Adoption of Peach Finance's infrastructure allows efficient scaling of embedded capital product.
Expansion of Capital-as-a-Service capacity to over $1 billion indicates strong growth potential.