Pagaya Investments specializes in managing institutional money through the use of artificial intelligence. The company focuses on creating financial products like asset-backed securities (ABS) by utilizing advanced machine learning and big data analytics. This technology helps Pagaya identify profitable opportunities in complex financial markets. By collaborating with tech-enabled firms, Pagaya enhances its understanding of consumer behavior, which is crucial for credit markets. The company generates revenue by issuing and managing ABS, which are overseen by AI, offering a distinct advantage to institutional investors. Pagaya stands out from competitors with its emphasis on collaboration and technological advancement, allowing it to quickly identify opportunities and develop comprehensive solutions. With a track record of issuing over $1 billion in ABS in just a year and a half, Pagaya demonstrates significant growth potential and capability.