MeridianLink provides cloud-based software solutions tailored for financial institutions, including banks and credit unions. Their main products include loan origination systems that assist in managing the loan process from application to approval, and automated decisioning engines that leverage data for quick lending decisions. By offering a subscription-based service model, clients pay recurring fees to access these tools, ensuring a consistent revenue stream for the company. MeridianLink stands out from competitors by integrating various financial processes into a single platform, which enhances operational efficiency and supports data-driven decision-making. The company's goal is to improve digital banking experiences and customer service through advanced technology.