About Inclined Technologies
Inclined Technologies provides a service called the Inclined Line of Credit (iLOC) that allows policyholders to access the cash value of their whole life insurance policies without withdrawing or borrowing against them. This service is aimed at financial advisors, who can introduce it to their clients as a quick way to obtain liquidity. Inclined generates revenue by charging interest on the lines of credit, and it focuses on making the application process easy for both advisors and policyholders. The company currently supports policies from Guardian, Northwestern Mutual, and MassMutual, with plans to expand its offerings.
Brentwood, CaliforniaHeadquarters
2020Year Founded
$18.5MTotal Funding
SERIES_ACompany Stage
Fintech, Financial ServicesIndustries
11-50Employees
Risks
Increased competition from new fintech startups could threaten Inclined's market share.
Potential regulatory scrutiny on credit services may impact Inclined's business model.
Rising interest rates could make Inclined's line of credit less attractive to policyholders.
Differentiation
Inclined offers a unique iLOC product for whole life insurance policyholders.
The company focuses on enhancing the value of life insurance policies for policyholders.
Inclined's platform addresses data structuring and collateral management challenges in the market.
Upsides
Inclined is expanding carrier partnerships, currently supporting Guardian, Northwestern Mutual, and MassMutual.
The company raised $15 million in Series A funding to accelerate growth and development.
Integration with digital financial planning tools enhances user experience for advisors and clients.
Funding
Total raised$18.48 M
Latest valuation$75.00 M
StageSERIES_A
SERIES A
8/31/2022$15
$75.00 MEARLY VC
9/30/2020$4
$20.00 M