About EarnUp
EarnUp provides AI-driven tools aimed at improving financial wellness for lenders, credit unions, and employers. The company offers three main solution suites: Smart Tools, Action Automation, and Insights, which help simplify and automate financial tasks like budgeting, debt management, and financial planning. A standout feature is the AI Advisor, which delivers personalized financial advice, assists in budget development, tracks money management, and recommends financial products. Unlike many competitors, EarnUp focuses on enhancing customer satisfaction and loyalty through tailored financial experiences. The goal is to support over 3 million users in becoming homebuyer-ready, managing debt, and saving for important life events.
San Francisco, CaliforniaHeadquarters
2013Year Founded
$54.6MTotal Funding
SERIES_CCompany Stage
Consumer Software, FintechIndustries
51-200Employees
Benefits
Competitive salary & meaningful equity
Medical, vision, & dental coverage
Flexible hybrid work model
Flexible time off
Paid parental leave
Transportation benefits
Catered Friday team lunch
Quarterly off-sites
Fully stocked kitchen
Espresso & lattes!
Risks
Increased competition from fintech startups may dilute EarnUp's market share.
Consumer concerns over data privacy could decrease trust in EarnUp's AI-driven services.
Economic downturns may impact consumer debt levels, affecting EarnUp's business model.
Differentiation
EarnUp offers AI-driven tools for personalized financial advice and debt management.
The platform provides a unique text-to-pay feature for mortgage payments via debit card.
EarnUp's white-label solutions allow lenders to tailor borrower communications and payment options.
Upsides
EarnUp's AI Advisor enhances customer engagement with hyper-personalized financial advice.
The text-to-pay feature offers convenience and flexibility, boosting borrower satisfaction.
EarnUp's integration with credit unions enhances member engagement and financial health.
Funding
Total raised$54.62 M
Latest valuation$155.00 M
StageSERIES_C
$31
$155.00 MSERIES B
1/31/2021$25
$125.00 MGRANT
8/31/2020N/A