doxo simplifies the bill payment process for consumers and businesses through its platform that allows users to pay household bills to over 65,000 service providers, including utilities and telecom companies. The platform features a centralized app where consumers can manage and pay all their bills in one place, eliminating the need to visit multiple websites or mail checks. Users can track payment history, receive reminders, and suggest additional service providers. For businesses, doxo offers doxoDIRECT, which enhances customer interaction and engagement, allowing companies to get paid faster and gain insights into their customer base. doxo's business model relies on transaction fees for payments made through the platform and premium features for businesses. The goal of doxo is to provide a more efficient and user-friendly solution for managing household finances and improving billing processes.