Divvy Homes provides a rent-to-own model that helps individuals and families achieve homeownership. The company purchases homes chosen by clients and rents them out, allowing clients to live in the home while saving for a down payment. A portion of the monthly rent contributes to this savings goal. Clients go through an application process to get approved and can select from Divvy's listings. While Divvy manages major repairs, tenants are responsible for routine maintenance. When clients are ready to buy, they can use their accumulated savings for the down payment and closing costs. If they choose not to purchase, they can walk away with their savings, minus a fee. Divvy Homes stands out by offering a flexible alternative to traditional mortgages, making homeownership more accessible for those who may not qualify for conventional financing.