Accrue Savings provides payment solutions that help customers save and spend with their favorite retailers. Their main product is a dedicated wallet that centralizes incentives, store credit, and deposits, which is also FDIC insured through Bangor Savings Bank for added security. This wallet allows users to manage their savings and spending in one place. Unlike many competitors, Accrue Savings focuses on enhancing customer engagement and retention for retailers by creating a hub for savings and spending. The company generates revenue through partnerships with retailers, who gain increased customer loyalty and revenue. Additionally, Accrue Savings offers tailored programs for customer acquisition and instant rewards on deposits, making it appealing to both consumers and merchants.